Plaid MCP
for LuumenAI

Read-only Plaid production diagnostics, Link analytics, and usage data

Ask why an Item stopped updating and get its current state back in the terminal. PLAID_MCP_PLAID_DEBUG_ITEM covers item diagnostics, PLAID_MCP_PLAID_GET_LINK_ANALYTICS shows conversion and error rates, and PLAID_MCP_PLAID_GET_USAGES reports product usage. Connection uses DCR OAuth. Every tool here is read-only.

The Plaid MCP toolbox

5 tools, all read-only. They answer instantly, and every call is logged.

  • ReadPlaid debug itemDiagnose a Plaid item by retrieving its state information.
  • ReadPlaid get link analyticsRetrieves Plaid Link analytics data for analyzing user conversion and error rates.
  • ReadPlaid get tools introductionReturns a list of all available tools with a brief introduction for each.
  • ReadPlaid get usagesRetrieves usage metrics for Plaid products and services.
  • ReadPlaid list teamsRetrieve teams associated with the user and present them as a selectable list.

Questions

How does LuumenAI connect to Plaid MCP?

Authorize once with OAuth 2.0. Luumen lists the scopes each action needs before you approve the connection, and credentials never appear in the chat.

Can LuumenAI change things in Plaid MCP on its own?

No. Every one of the 5 tools LuumenAI has for Plaid MCP is read-only, so it can answer questions from Plaid MCP but cannot change anything in it. Reads are not gated — they answer immediately, and each one is recorded on the audit trail with the actor and the result.

Who gets access to the integration?

You decide. Access is granted per agent, skill, and team, and per environment — production is not staging.

Is there an audit trail?

Every call to Plaid MCP is recorded with the actor, the input, and the result, and can be linked to the ticket or change record.

Put Plaid MCP to work with Luumen

Connect in minutes. Every action scoped, approved, and audited from day one.